Physiotherapy for Frank Health Insurance Members in Seaton

Frank Health Insurance accepted — claim on the spot

Low-cost online cover, claimed at reception like any other.

UpPlus Physiotherapy in Seaton treats Frank Health Insurance members and claims at reception through HICAPS, so your rebate comes off immediately and you pay only the gap. No referral is needed to book.

Because Frank is an online-first fund, the fastest way to confirm your physiotherapy benefit is your online account rather than a phone queue.

Claiming your Frank Health Insurance rebate at UpPlus

We claim at reception through HICAPS, so your Frank Health Insurance rebate is deducted immediately and you pay only the difference by card. Nothing is posted, nothing is reimbursed weeks later, and you leave with the claim already settled.

• Bring your fund card — the physical card or the one in your fund's app.
• No referral required. Physiotherapy is a direct-access profession in Australia.
• Pay the gap only, by card, on the day.
• Tell us if you are near your annual limit so we can plan treatment around it.

Our fees and item numbers

Fees may change. Your rebate depends on your cover, so your fund is the one who can quote it.

Questions about referrals, annual limits and waiting periods are answered the same way whichever fund you hold — see the questions common to every fund.

New patients can also use our initial consultation offer — terms are on that page.

How Frank Health Insurance extras handle physiotherapy

Frank's appeal is a lower premium, and the trade-off usually shows up in extras: physiotherapy is included on some Frank covers and not on others, and where it is included the annual limit is generally tighter than on a full-service fund.

None of that is a problem as long as you know the numbers before you start. Frank's online account shows the benefit and the limit, and a two-minute check beforehand avoids an awkward conversation at reception three visits in.

Who Frank Health Insurance covers

Frank is GMHBA's low-cost online brand, built around simple cover bought and managed online without branches or paperwork. It is open to anyone.

Frank is part of GMHBA — see our GMHBA page if that is the card you hold.

Whatever your cover, we treat back and neck pain, shoulder and knee problems, sporting injuries and post-operative rehabilitation at our Seaton clinic — including dry needling, shockwave therapy and hydrotherapy.

Frank Health Insurance physiotherapy questions

← All health funds we accept  ·  Payment options