(08) 7008 7566
(08) 7118 5399
177 Trimmer Parade, Seaton SA 5023Physiotherapy for Frank Health Insurance Members in Seaton
Frank Health Insurance accepted — claim on the spot
Low-cost online cover, claimed at reception like any other.
UpPlus Physiotherapy in Seaton treats Frank Health Insurance members and claims at reception through HICAPS, so your rebate comes off immediately and you pay only the gap. No referral is needed to book.
Because Frank is an online-first fund, the fastest way to confirm your physiotherapy benefit is your online account rather than a phone queue.
Claiming your Frank Health Insurance rebate at UpPlus
We claim at reception through HICAPS, so your Frank Health Insurance rebate is deducted immediately and you pay only the difference by card. Nothing is posted, nothing is reimbursed weeks later, and you leave with the claim already settled.
- Bring your fund card — the physical card or the one in your fund's app.
- No referral required. Physiotherapy is a direct-access profession in Australia.
- Pay the gap only, by card, on the day.
- Tell us if you are near your annual limit so we can plan treatment around it.
Our fees and item numbers
| Item | Consultation | Fee |
|---|---|---|
| 500 |
Assessment consultation
Your first visit: history, physical assessment, diagnosis and treatment.
On your statement: ASSMENT CONSULT
|
$98 |
| 505 |
Subsequent consultation
A standard follow-up visit.
On your statement: SUB CONSULT
|
$79 |
| 506 |
Long subsequent consultation (2 areas)
A longer follow-up where more than one area is treated.
On your statement: LONG CONS 2A
|
$89 |
Fees are current at the date of publication and may change. Your rebate depends on your level of extras cover, your annual limit and any waiting periods, so the gap you pay is set by your fund, not by us. Your fund can confirm your exact rebate before you attend.
New patients can also use our initial consultation offer — terms are on that page.
How Frank Health Insurance extras handle physiotherapy
Frank's appeal is a lower premium, and the trade-off usually shows up in extras: physiotherapy is included on some Frank covers and not on others, and where it is included the annual limit is generally tighter than on a full-service fund.
None of that is a problem as long as you know the numbers before you start. Frank's online account shows the benefit and the limit, and a two-minute check beforehand avoids an awkward conversation at reception three visits in.
Who Frank Health Insurance covers
Frank is GMHBA's low-cost online brand, built around simple cover bought and managed online without branches or paperwork. It is open to anyone.
Frank is part of GMHBA — see our GMHBA page if that is the card you hold.
What we treat
Our Seaton clinic on Trimmer Parade sees back and neck pain, shoulder and knee problems, sporting injuries, post-operative rehabilitation, work injuries and persistent pain. Alongside hands-on treatment we offer dry needling, shockwave therapy and hydrotherapy, and we see patients from Grange, West Lakes, Findon, Fulham Gardens and Port Adelaide.
Frank Health Insurance physiotherapy questions
Does Frank cover physiotherapy?
It depends on the cover you hold — physiotherapy is included on some Frank extras and not on others. Your online account shows it, and it is worth checking before your first visit.
Do I need a referral to see a physiotherapist?
No. Physiotherapy is a primary contact profession in Australia, so you can book directly with us. A GP referral only becomes relevant when the treatment is funded by Medicare, DVA or WorkCover rather than your private extras.
What if I have already used my annual physiotherapy limit?
You can still be treated — you simply pay the full fee for those visits with no rebate. Tell us if you are close to your limit and we will plan your treatment around it, which usually means spacing visits and giving you more to do at home between them.
Do waiting periods apply to physiotherapy?
Usually yes, on a new policy or after an upgrade. Extras waiting periods for physiotherapy are commonly two months, though this varies by fund and by policy. Your fund can tell you the exact date you become eligible.
Contacting Frank Health Insurance
We can tell you our fee. Only Frank Health Insurance can tell you your rebate, your remaining annual limit and whether any waiting period still applies — so if you want to know your exact out-of-pocket before you book, they are the ones to ask.
Visit the Frank Health Insurance websiteFrank Health Insurance (GMHBA Limited). UpPlus Physiotherapy is an independent practice and is not owned by or acting as an agent for any health fund.
Book with your Frank Health Insurance cover
No referral needed. We claim at reception, so you pay only the gap.
For any additional inquiries: admin@upplus.com.au
physio@upplus.com.au