HCF More for Muscles Physiotherapy in Seaton

HCF More for Muscles provider

A More for Muscles provider — HCF's preferred network for physiotherapy.

UpPlus Physiotherapy is part of HCF's More for Muscles network. More for Muscles is HCF's preferred provider arrangement for physiotherapy and the other musculoskeletal therapies, and it exists because HCF would rather members finished a course of treatment than stopped halfway on cost.

For members on eligible extras cover that typically means a higher benefit — and on some policies no gap at all on an initial consultation. What applies to you depends on the cover you hold, and HCF is the one who can tell you precisely.

We are on Trimmer Parade in Seaton, a short drive from Grange, West Lakes and Findon, and you can book without a referral.

Claiming your HCF rebate at UpPlus

We claim at reception through HICAPS, so your HCF rebate is deducted immediately and you pay only the difference by card. Nothing is posted, nothing is reimbursed weeks later, and you leave with the claim already settled.

• Bring your fund card — the physical card or the one in your fund's app.
• No referral required. Physiotherapy is a direct-access profession in Australia.
• Pay the gap only, by card, on the day.
• Tell us if you are near your annual limit so we can plan treatment around it.

Our fees and item numbers

Fees may change. Your rebate depends on your cover, so your fund is the one who can quote it.

Questions about referrals, annual limits and waiting periods are answered the same way whichever fund you hold — see the questions common to every fund.

New patients can also use our initial consultation offer — terms are on that page.

How HCF extras handle physiotherapy

HCF is a not-for-profit, which shows up in how its extras are built: benefits tend to be structured around getting members through a full course of treatment rather than paying generously once and thinly thereafter. Physiotherapy sits within extras cover, so the tier you hold sets your benefit per visit and your annual limit.

More for Muscles sits on top of that. It does not change your annual limit — it changes what HCF pays per consultation while you are being treated inside the network. If you are working through a rehabilitation programme over several weeks, that per-visit difference compounds considerably more than most people expect when they compare policies.

Who HCF covers

HCF is one of Australia's largest not-for-profit funds and is open to everyone — it is not restricted to a particular industry or employer. It also now administers rt health, so an rt health card is claimed through HCF's systems. HCF's online member account shows your remaining physiotherapy limit for the year, which is worth a look before starting treatment rather than partway through it.

rt health is now part of HCF. If you hold an rt health card, your physiotherapy benefits are administered by HCF.

Checking your HCF cover before you book

Ask HCF for the benefit payable per physiotherapy consultation under More for Muscles, not just your annual limit. The network arrangement changes what HCF pays per visit, and over a course of treatment run across several weeks that per-visit figure compounds into far more than most people expect when comparing policies. Your HCF online account and the HCF app both show the remaining limit for the year.\n\nIf you hold an rt health card, you are in the right place — rt health is now part of HCF, your benefits are administered through HCF's systems, and we claim it the same way. Bring the card you have; there is no need to get a new one first.\n\nQuoting the item numbers gets a faster answer than describing the appointment: item 500 is the initial assessment and 505 the standard follow-up. Those are the codes that appear on your statement.

Whatever your cover, we treat back and neck pain, shoulder and knee problems, sporting injuries and post-operative rehabilitation at our Seaton clinic — including dry needling, shockwave therapy and hydrotherapy.

HCF physiotherapy questions

← All health funds we accept  ·  Payment options