Physiotherapy for Navy Health Members in Seaton
Navy Health accepted — claim on the spot
Cover for the Navy and Defence community, alongside DVA where it applies.
UpPlus Physiotherapy in Seaton treats Navy Health members and claims at reception through HICAPS, so your rebate comes off immediately and you pay only the gap. No referral is needed to book.
We treat serving and ex-serving Defence personnel at Seaton and are used to working with both fund extras and DVA entitlements.
Claiming your Navy Health rebate at UpPlus
We claim at reception through HICAPS, so your Navy Health rebate is deducted immediately and you pay only the difference by card. Nothing is posted, nothing is reimbursed weeks later, and you leave with the claim already settled.
- Bring your fund card — the physical card or the one in your fund's app.
- No referral required. Physiotherapy is a direct-access profession in Australia.
- Pay the gap only, by card, on the day.
- Tell us if you are near your annual limit so we can plan treatment around it.
Our fees and item numbers
| Item | Consultation | Fee |
|---|---|---|
| 500 |
Assessment consultation
Your first visit: history, physical assessment, diagnosis and treatment.
On your statement: ASSMENT CONSULT
|
$98 |
| 505 |
Subsequent consultation
A standard follow-up visit.
On your statement: SUB CONSULT
|
$79 |
| 506 |
Long subsequent consultation (2 areas)
A longer follow-up where more than one area is treated.
On your statement: LONG CONS 2A
|
$89 |
Fees are current at the date of publication and may change. Your rebate depends on your level of extras cover, your annual limit and any waiting periods, so the gap you pay is set by your fund, not by us. Your fund can confirm your exact rebate before you attend.
New patients can also use our initial consultation offer — terms are on that page.
How Navy Health extras handle physiotherapy
Navy Health's extras include physiotherapy with a benefit per consultation and an annual limit set by the cover you hold.
As with Defence Health, keep your fund cover and any DVA entitlement separate in your mind. If you hold a DVA Gold or White Card and your condition is accepted, treatment is billed directly to DVA with a valid referral and your extras are untouched.
Who Navy Health covers
Navy Health is a not-for-profit restricted fund for the Navy and wider Defence community, including serving and ex-serving members, Defence civilians and their families.
If you hold a DVA Gold or White Card, see our DVA physiotherapy page.
What we treat
Our Seaton clinic on Trimmer Parade sees back and neck pain, shoulder and knee problems, sporting injuries, post-operative rehabilitation, work injuries and persistent pain. Alongside hands-on treatment we offer dry needling, shockwave therapy and hydrotherapy, and we see patients from Grange, West Lakes, Findon, Fulham Gardens and Port Adelaide.
Navy Health physiotherapy questions
I have a DVA card as well — which one applies?
If DVA has accepted your condition and you have a current GP referral, we bill DVA directly and you pay nothing. Your Navy Health extras cover everything outside that.
Do I need a referral to see a physiotherapist?
No. Physiotherapy is a primary contact profession in Australia, so you can book directly with us. A GP referral only becomes relevant when the treatment is funded by Medicare, DVA or WorkCover rather than your private extras.
What if I have already used my annual physiotherapy limit?
You can still be treated — you simply pay the full fee for those visits with no rebate. Tell us if you are close to your limit and we will plan your treatment around it, which usually means spacing visits and giving you more to do at home between them.
Do waiting periods apply to physiotherapy?
Usually yes, on a new policy or after an upgrade. Extras waiting periods for physiotherapy are commonly two months, though this varies by fund and by policy. Your fund can tell you the exact date you become eligible.
Contacting Navy Health
We can tell you our fee. Only Navy Health can tell you your rebate, your remaining annual limit and whether any waiting period still applies — so if you want to know your exact out-of-pocket before you book, they are the ones to ask.
Visit the Navy Health websiteNavy Health Ltd. UpPlus Physiotherapy is an independent practice and is not owned by or acting as an agent for any health fund.
Book with your Navy Health cover
No referral needed. We claim at reception, so you pay only the gap.